Manufactured Housing Hub

Market insights

What the data says about manufactured home communities, lending and ownership.

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Lenders › FIRSTLIGHT FEDERAL CREDIT UNIO

FIRSTLIGHT FEDERAL CREDIT UNIO

2025 manufactured home lending from public HMDA data.

Loans originated (2025)

2

n/a vs 2024
Originations

$160,000

Loans x average loan
Average loan

$80,000

Average interest rate

6.94%

Denial rate

25%

Home only share

0%

Year over year

YearApplicationsLoansOriginationsAvg loanAvg rateDenial rateHome only
202542$160,000$80,0006.94%25%0%
202420$0n/an/a50%n/a

Lending by state (2025)

StateLoansOriginationsAvg loanAvg rateDenial rateHome only
NM2$160,000$80,0006.94%25%0%

Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.

FIRSTLIGHT FEDERAL CREDIT UNIO manufactured home lending | Manufactured Housing Hub