Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST NATIONAL BANK OF COMMERCE
FIRST NATIONAL BANK OF COMMERCE
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
5
-28.6% vs 2024Originations
$375,000
Loans x average loanAverage loan
$75,000
Average interest rate
n/a
Denial rate
45%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 11 | 5 | $375,000 | $75,000 | n/a | 45% | n/a |
| 2024 | 14 | 7 | $625,000 | $89,286 | n/a | 36% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AR | 5 | $375,000 | $75,000 | n/a | 45% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.