Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › UNITED BANK
UNITED BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
38
-2.6% vs 2024Originations
$6.0M
Loans x average loanAverage loan
$158,421
Average interest rate
7.62%
Denial rate
13%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 54 | 38 | $6.0M | $158,421 | 7.62% | 13% | 0% |
| 2024 | 60 | 39 | $6.3M | $161,154 | 7.96% | 17% | 8% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 38 | $6.0M | $158,421 | 7.62% | 13% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.