Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › The Cecilian Bank
The Cecilian Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
62
+0.0% vs 2024Originations
$5.8M
Loans x average loanAverage loan
$94,194
Average interest rate
8.67%
Denial rate
14%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 98 | 62 | $5.8M | $94,194 | 8.67% | 14% | 0% |
| 2024 | 95 | 62 | $6.2M | $100,000 | 9.26% | 11% | 7% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KY | 62 | $5.8M | $94,194 | 8.67% | 14% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.