Manufactured Housing Hub

Market insights

What the data says about manufactured home communities, lending and ownership.

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FRONTIER BANK

2025 manufactured home lending from public HMDA data.

Loans originated (2025)

6

+200.0% vs 2024
Originations

$6.2M

Loans x average loan
Average loan

$1,025,000

Average interest rate

n/a

Denial rate

0%

Home only share

n/a

Year over year

YearApplicationsLoansOriginationsAvg loanAvg rateDenial rateHome only
202566$6.2M$1,025,000n/a0%n/a
202422$2.0M$1,005,000n/a0%n/a

Lending by state (2025)

StateLoansOriginationsAvg loanAvg rateDenial rateHome only
SD3$4.7M$1,558,333n/a0%n/a
IA2$570,000$285,000n/a0%n/a
WI1$905,000$905,000n/a0%n/a

Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.

FRONTIER BANK manufactured home lending | Manufactured Housing Hub