Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CLIMB CREDIT UNION
CLIMB CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
4
-33.3% vs 2024Originations
$720,000
Loans x average loanAverage loan
$180,000
Average interest rate
8.18%
Denial rate
46%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 13 | 4 | $720,000 | $180,000 | 8.18% | 46% | 0% |
| 2024 | 13 | 6 | $530,000 | $88,333 | 9.38% | 8% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CO | 4 | $720,000 | $180,000 | 8.18% | 46% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.