Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CITIZENS TRI COUNTY BANK
CITIZENS TRI COUNTY BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
86
-14.0% vs 2024Originations
$8.5M
Loans x average loanAverage loan
$98,721
Average interest rate
9.3%
Denial rate
17%
Home only share
6%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 137 | 86 | $8.5M | $98,721 | 9.3% | 17% | 6% |
| 2024 | 137 | 100 | $8.2M | $82,100 | 10.4% | 9% | 6% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 86 | $8.5M | $98,721 | 9.3% | 16% | 6% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.