Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CREDIT UNION OF AMERICA
CREDIT UNION OF AMERICA
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
5
n/a vs 2024Originations
$625,000
Loans x average loanAverage loan
$125,000
Average interest rate
6.8%
Denial rate
68%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 19 | 5 | $625,000 | $125,000 | 6.8% | 68% | 0% |
| 2024 | 25 | 0 | $0 | n/a | n/a | 84% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KS | 4 | $470,000 | $117,500 | 6.53% | 72% | 0% |
| OK | 1 | $155,000 | $155,000 | 7.88% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.