Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First Bank & Trust Company, Perry, Oklahoma
First Bank & Trust Company, Perry, Oklahoma
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
9
+125.0% vs 2024Originations
$625,000
Loans x average loanAverage loan
$69,444
Average interest rate
n/a
Denial rate
17%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 12 | 9 | $625,000 | $69,444 | n/a | 17% | n/a |
| 2024 | 10 | 4 | $230,000 | $57,500 | n/a | 20% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OK | 9 | $625,000 | $69,444 | n/a | 17% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.