Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST NATIONAL BANK OF MIDDLE TENNESSEE
FIRST NATIONAL BANK OF MIDDLE TENNESSEE
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
34
+126.7% vs 2024Originations
$7.1M
Loans x average loanAverage loan
$208,235
Average interest rate
6.78%
Denial rate
11%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 46 | 34 | $7.1M | $208,235 | 6.78% | 11% | 0% |
| 2024 | 22 | 15 | $2.9M | $196,333 | 7.05% | 27% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 33 | $7.0M | $211,970 | 6.76% | 11% | 0% |
| SC | 1 | $85,000 | $85,000 | 7.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.