Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › JD BANK
JD BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
43
+7.5% vs 2024Originations
$5.0M
Loans x average loanAverage loan
$116,163
Average interest rate
n/a
Denial rate
22%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 77 | 43 | $5.0M | $116,163 | n/a | 22% | n/a |
| 2024 | 83 | 40 | $3.9M | $96,750 | n/a | 22% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 42 | $4.8M | $114,524 | n/a | 22% | n/a |
| TX | 1 | $185,000 | $185,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.