Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CARROLL BANK AND TRUST
CARROLL BANK AND TRUST
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
101
+27.8% vs 2024Originations
$9.2M
Loans x average loanAverage loan
$91,139
Average interest rate
n/a
Denial rate
5%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 110 | 101 | $9.2M | $91,139 | n/a | 5% | n/a |
| 2024 | 83 | 79 | $6.5M | $82,468 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 101 | $9.2M | $91,139 | n/a | 5% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.