Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › The Canandaigua National Bank and Trust Company
The Canandaigua National Bank and Trust Company
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
3
-40.0% vs 2024Originations
$115,000
Loans x average loanAverage loan
$38,333
Average interest rate
7.43%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 3 | 3 | $115,000 | $38,333 | 7.43% | 0% | 0% |
| 2024 | 5 | 5 | $375,000 | $75,000 | 8.44% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 3 | $115,000 | $38,333 | 7.43% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.