Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › TEXANA BANK, NA
TEXANA BANK, NA
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
40
+53.8% vs 2024Originations
$9.2M
Loans x average loanAverage loan
$230,000
Average interest rate
6.64%
Denial rate
6%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 220 | 40 | $9.2M | $230,000 | 6.64% | 6% | 0% |
| 2024 | 107 | 26 | $5.8M | $224,615 | 6.91% | 14% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 10 | $1.9M | $189,000 | 6.67% | 4% | 0% |
| TX | 7 | $1.2M | $175,000 | 7.02% | 5% | 0% |
| TN | 5 | $1.1M | $211,000 | 6.73% | 14% | 0% |
| NM | 4 | $1.2M | $302,500 | 6.41% | 0% | 0% |
| NC | 3 | $685,000 | $228,333 | 6.38% | 9% | n/a |
| PA | 2 | $720,000 | $360,000 | 6.44% | 0% | n/a |
| GA | 2 | $400,000 | $200,000 | 7.5% | 10% | n/a |
| AZ | 2 | $610,000 | $305,000 | 6.44% | 9% | 0% |
| OR | 1 | $345,000 | $345,000 | 5.63% | 0% | 0% |
| LA | 1 | $225,000 | $225,000 | 6.25% | 0% | n/a |
| DE | 1 | $275,000 | $275,000 | 5.13% | 50% | 0% |
| KS | 1 | $215,000 | $215,000 | 6.25% | 0% | n/a |
| NY | 1 | $345,000 | $345,000 | 7.55% | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.