Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SEFCU Services, LLC
SEFCU Services, LLC
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
-31.6% vs 2024Originations
$2.2M
Loans x average loanAverage loan
$168,077
Average interest rate
6.38%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 17 | 13 | $2.2M | $168,077 | 6.38% | 0% | 0% |
| 2024 | 21 | 19 | $3.1M | $163,421 | 6.43% | 5% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 13 | $2.2M | $168,077 | 6.38% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.