Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Forcht Bank, N.A.
Forcht Bank, N.A.
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
+9.1% vs 2024Originations
$1.2M
Loans x average loanAverage loan
$100,000
Average interest rate
7.58%
Denial rate
32%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 25 | 12 | $1.2M | $100,000 | 7.58% | 32% | 0% |
| 2024 | 34 | 11 | $1.3M | $120,455 | 7.56% | 26% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KY | 12 | $1.2M | $100,000 | 7.58% | 32% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.