Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Jonah Bank of Wyoming
Jonah Bank of Wyoming
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
+116.7% vs 2024Originations
$3.6M
Loans x average loanAverage loan
$276,538
Average interest rate
6.47%
Denial rate
7%
Home only share
8%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 15 | 13 | $3.6M | $276,538 | 6.47% | 7% | 8% |
| 2024 | 6 | 6 | $1.7M | $276,667 | 6.35% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WY | 13 | $3.6M | $276,538 | 6.47% | 7% | 8% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.