Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › BANK OF COLORADO
BANK OF COLORADO
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
53
+71.0% vs 2024Originations
$13.5M
Loans x average loanAverage loan
$254,245
Average interest rate
6.91%
Denial rate
19%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 88 | 53 | $13.5M | $254,245 | 6.91% | 19% | 0% |
| 2024 | 64 | 31 | $4.6M | $147,903 | 8.05% | 28% | 3% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CO | 38 | $8.5M | $223,421 | 7.01% | 21% | 0% |
| AZ | 11 | $3.9M | $354,091 | 6.58% | 0% | 0% |
| NM | 3 | $285,000 | $95,000 | 6.71% | 40% | 0% |
| WY | 1 | $805,000 | $805,000 | 7% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.