Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › GOUVERNEUR SAVINGS & LOAN
GOUVERNEUR SAVINGS & LOAN
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
23
+64.3% vs 2024Originations
$2.7M
Loans x average loanAverage loan
$117,174
Average interest rate
6.87%
Denial rate
14%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 28 | 23 | $2.7M | $117,174 | 6.87% | 14% | 0% |
| 2024 | 17 | 14 | $1.5M | $105,000 | 6.8% | 12% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 23 | $2.7M | $117,174 | 6.87% | 14% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.