Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Tech Credit Union
Tech Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
10
+150.0% vs 2024Originations
$1.4M
Loans x average loanAverage loan
$140,000
Average interest rate
7.1%
Denial rate
17%
Home only share
10%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 12 | 10 | $1.4M | $140,000 | 7.1% | 17% | 10% |
| 2024 | 7 | 4 | $400,000 | $100,000 | 7.84% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 10 | $1.4M | $140,000 | 7.1% | 9% | 10% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.