Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Family Savings Credit Union
Family Savings Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
17
+30.8% vs 2024Originations
$2.8M
Loans x average loanAverage loan
$165,000
Average interest rate
6.35%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 17 | 17 | $2.8M | $165,000 | 6.35% | 0% | 0% |
| 2024 | 13 | 13 | $2.1M | $162,692 | 7.36% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AL | 16 | $2.7M | $170,000 | 6.33% | 0% | 0% |
| GA | 1 | $85,000 | $85,000 | 6.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.