Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › STOCKTON MORTGAGE CORPORATION
STOCKTON MORTGAGE CORPORATION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
535
-15.9% vs 2024Originations
$103.2M
Loans x average loanAverage loan
$192,813
Average interest rate
6.77%
Denial rate
9%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 800 | 535 | $103.2M | $192,813 | 6.77% | 9% | 0% |
| 2024 | 944 | 636 | $113.8M | $178,931 | 6.68% | 6% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KY | 162 | $27.9M | $172,531 | 6.7% | 11% | 0% |
| TN | 112 | $26.1M | $232,946 | 6.91% | 4% | 0% |
| AL | 65 | $11.7M | $180,231 | 6.65% | 6% | 0% |
| MS | 45 | $8.2M | $181,222 | 6.52% | 10% | 0% |
| IN | 34 | $6.1M | $180,588 | 6.82% | 10% | 0% |
| FL | 31 | $6.6M | $214,355 | 6.77% | 2% | 0% |
| GA | 24 | $4.7M | $196,667 | 6.6% | 9% | 0% |
| WV | 23 | $3.9M | $171,522 | 7.21% | 23% | 0% |
| OH | 7 | $1.4M | $200,714 | 7.25% | 8% | 0% |
| AR | 7 | $1.1M | $162,143 | 6.82% | 17% | 0% |
| MI | 6 | $1.1M | $186,667 | 7.02% | 15% | 0% |
| PA | 5 | $875,000 | $175,000 | 6.5% | 29% | 0% |
| NC | 5 | $1.1M | $213,000 | 6.58% | 21% | 0% |
| VA | 3 | $715,000 | $238,333 | 7.25% | 0% | 0% |
| SC | 2 | $530,000 | $265,000 | 7.44% | 20% | 0% |
| IL | 2 | $330,000 | $165,000 | 6.88% | 0% | 0% |
| LA | 1 | $225,000 | $225,000 | 6.13% | 0% | 0% |
| TX | 1 | $395,000 | $395,000 | 7.25% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.