Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST SEACOAST BANK
FIRST SEACOAST BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
2
-50.0% vs 2024Originations
$340,000
Loans x average loanAverage loan
$170,000
Average interest rate
n/a
Denial rate
60%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 5 | 2 | $340,000 | $170,000 | n/a | 60% | n/a |
| 2024 | 7 | 4 | $810,000 | $202,500 | n/a | 43% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 1 | $155,000 | $155,000 | n/a | 67% | n/a |
| NH | 1 | $185,000 | $185,000 | n/a | 50% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.