Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Pinnacle Bank - Wyoming
Pinnacle Bank - Wyoming
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
26
+30.0% vs 2024Originations
$3.5M
Loans x average loanAverage loan
$132,692
Average interest rate
n/a
Denial rate
18%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 39 | 26 | $3.5M | $132,692 | n/a | 18% | n/a |
| 2024 | 35 | 20 | $2.4M | $121,500 | 7.71% | 34% | 10% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WY | 26 | $3.5M | $132,692 | n/a | 16% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.