Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Eagle Bank and Trust Company
Eagle Bank and Trust Company
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
75
-8.5% vs 2024Originations
$11.7M
Loans x average loanAverage loan
$155,667
Average interest rate
6.57%
Denial rate
12%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 111 | 75 | $11.7M | $155,667 | 6.57% | 12% | 0% |
| 2024 | 124 | 82 | $10.8M | $131,707 | 6.7% | 10% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 33 | $5.2M | $157,121 | 6.74% | 2% | 0% |
| AR | 29 | $3.8M | $129,483 | 6.67% | 18% | 0% |
| ID | 7 | $1.9M | $266,429 | 6.27% | 0% | 0% |
| MS | 4 | $570,000 | $142,500 | 5.15% | 36% | 0% |
| MO | 1 | $205,000 | $205,000 | 6.13% | 0% | 0% |
| TX | 1 | $95,000 | $95,000 | 6.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.