Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Synergy Bank
Synergy Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
45
+73.1% vs 2024Originations
$5.7M
Loans x average loanAverage loan
$126,556
Average interest rate
n/a
Denial rate
10%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 59 | 45 | $5.7M | $126,556 | n/a | 10% | n/a |
| 2024 | 48 | 26 | $2.5M | $95,000 | n/a | 27% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 42 | $5.2M | $124,524 | n/a | 11% | n/a |
| MS | 3 | $465,000 | $155,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.