Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › NATIONAL BANK OF BLACKSBURG
NATIONAL BANK OF BLACKSBURG
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
18
+0.0% vs 2024Originations
$1.7M
Loans x average loanAverage loan
$95,000
Average interest rate
n/a
Denial rate
5%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 21 | 18 | $1.7M | $95,000 | n/a | 5% | n/a |
| 2024 | 30 | 18 | $1.3M | $70,000 | n/a | 17% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VA | 16 | $1.5M | $94,375 | n/a | 6% | n/a |
| TN | 1 | $145,000 | $145,000 | n/a | 0% | n/a |
| WV | 1 | $55,000 | $55,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.