Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Pennsylvania State Employees Credit Union
Pennsylvania State Employees Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
51
+10.9% vs 2024Originations
$3.9M
Loans x average loanAverage loan
$75,980
Average interest rate
6.75%
Denial rate
34%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 99 | 51 | $3.9M | $75,980 | 6.75% | 34% | 0% |
| 2024 | 90 | 46 | $3.7M | $79,783 | 7.12% | 42% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 51 | $3.9M | $75,980 | 6.75% | 34% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.