Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Katahdin Trust Company
Katahdin Trust Company
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
-45.5% vs 2024Originations
$600,000
Loans x average loanAverage loan
$100,000
Average interest rate
n/a
Denial rate
33%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 9 | 6 | $600,000 | $100,000 | n/a | 33% | n/a |
| 2024 | 12 | 11 | $2.0M | $185,909 | n/a | 8% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 6 | $600,000 | $100,000 | n/a | 33% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.