Manufactured Housing Hub

Market insights

What the data says about manufactured home communities, lending and ownership.

OverviewLendersCommunity owners

Lenders › Bank of Dade

Bank of Dade

2025 manufactured home lending from public HMDA data. Provider profile

Loans originated (2025)

27

+12.5% vs 2024
Originations

$2.2M

Loans x average loan
Average loan

$83,148

Average interest rate

n/a

Denial rate

14%

Home only share

n/a

Year over year

YearApplicationsLoansOriginationsAvg loanAvg rateDenial rateHome only
20253527$2.2M$83,148n/a14%n/a
20242724$1.8M$73,750n/a7%n/a

Lending by state (2025)

StateLoansOriginationsAvg loanAvg rateDenial rateHome only
GA15$1.4M$94,333n/a18%n/a
AL12$830,000$69,167n/a8%n/a

Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.