Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Valon Mortgage, Inc.
Valon Mortgage, Inc.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
28
+180.0% vs 2024Originations
$5.7M
Loans x average loanAverage loan
$202,500
Average interest rate
6.21%
Denial rate
13%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 61 | 28 | $5.7M | $202,500 | 6.21% | 13% | 0% |
| 2024 | 17 | 10 | $1.7M | $174,000 | 6.54% | 24% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 6 | $1.1M | $181,667 | 6.44% | 0% | 0% |
| TN | 3 | $645,000 | $215,000 | 5.91% | 0% | 0% |
| TX | 3 | $695,000 | $231,667 | 7% | 0% | 0% |
| NC | 2 | $240,000 | $120,000 | 6.75% | 0% | 0% |
| FL | 2 | $360,000 | $180,000 | 6.31% | 29% | 0% |
| CA | 2 | $940,000 | $470,000 | 6.31% | 0% | 0% |
| GA | 2 | $360,000 | $180,000 | 6% | 50% | 0% |
| AL | 1 | $55,000 | $55,000 | 7.13% | 0% | 0% |
| WV | 1 | $175,000 | $175,000 | 6% | 50% | 0% |
| CO | 1 | $195,000 | $195,000 | 5.63% | 0% | 0% |
| ID | 1 | $215,000 | $215,000 | 5.38% | 33% | 0% |
| IN | 1 | $125,000 | $125,000 | 6.38% | 0% | 0% |
| OR | 1 | $175,000 | $175,000 | 2.75% | 0% | 0% |
| SC | 1 | $145,000 | $145,000 | 6.5% | 0% | 0% |
| WA | 1 | $255,000 | $255,000 | 6% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.