Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Pillar Bank
Pillar Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
+250.0% vs 2024Originations
$495,000
Loans x average loanAverage loan
$70,714
Average interest rate
n/a
Denial rate
23%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 13 | 7 | $495,000 | $70,714 | n/a | 23% | n/a |
| 2024 | 3 | 2 | $160,000 | $80,000 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 7 | $495,000 | $70,714 | n/a | 23% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.