Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Consumer Real Estate Finance Co DBA Society Mortgage
Consumer Real Estate Finance Co DBA Society Mortgage
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
71
+545.5% vs 2024Originations
$11.4M
Loans x average loanAverage loan
$160,915
Average interest rate
7.1%
Denial rate
37%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 134 | 71 | $11.4M | $160,915 | 7.1% | 37% | 0% |
| 2024 | 77 | 11 | $2.0M | $181,364 | 7.06% | 40% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 11 | $2.0M | $177,727 | 7.53% | 43% | 0% |
| KY | 7 | $1.3M | $186,429 | 7.02% | 42% | 0% |
| SC | 6 | $730,000 | $121,667 | 7.63% | 0% | 0% |
| MS | 5 | $795,000 | $159,000 | 6.88% | 0% | 0% |
| NC | 5 | $815,000 | $163,000 | 7.08% | 58% | 0% |
| TN | 5 | $1.1M | $217,000 | 6.72% | 29% | 0% |
| WI | 5 | $1.1M | $227,000 | 7.07% | 33% | 0% |
| MI | 5 | $795,000 | $159,000 | 7.02% | 17% | 0% |
| TX | 4 | $570,000 | $142,500 | 7.06% | 10% | 0% |
| WV | 3 | $415,000 | $138,333 | 7.08% | 40% | 0% |
| GA | 3 | $425,000 | $141,667 | 6.92% | 29% | 0% |
| AL | 2 | $280,000 | $140,000 | 7.06% | 50% | 0% |
| AR | 2 | $200,000 | $100,000 | 6.5% | 33% | 0% |
| IL | 2 | $150,000 | $75,000 | 6.81% | 33% | 0% |
| IN | 2 | $230,000 | $115,000 | 6.81% | 57% | 0% |
| OH | 1 | $85,000 | $85,000 | 7.13% | 67% | 0% |
| MD | 1 | $225,000 | $225,000 | 6.99% | 0% | 0% |
| LA | 1 | $125,000 | $125,000 | 7.13% | 50% | 0% |
| KS | 1 | $105,000 | $105,000 | 6.38% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.