Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Planters Bank and Trust Company
Planters Bank and Trust Company
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
16
-44.8% vs 2024Originations
$910,000
Loans x average loanAverage loan
$56,875
Average interest rate
8.69%
Denial rate
21%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 24 | 16 | $910,000 | $56,875 | 8.69% | 21% | 0% |
| 2024 | 35 | 29 | $1.4M | $48,103 | 8.71% | 9% | 3% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MS | 16 | $910,000 | $56,875 | 8.69% | 21% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.