Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Fidelity Bank & Trust
Fidelity Bank & Trust
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
3
-50.0% vs 2024Originations
$505,000
Loans x average loanAverage loan
$168,333
Average interest rate
6.28%
Denial rate
25%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 4 | 3 | $505,000 | $168,333 | 6.28% | 25% | 0% |
| 2024 | 6 | 6 | $710,000 | $118,333 | 7.19% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IA | 3 | $505,000 | $168,333 | 6.28% | 25% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.