Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Farmers Bank and Trust Company
Farmers Bank and Trust Company
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
21
+5.0% vs 2024Originations
$1.2M
Loans x average loanAverage loan
$55,000
Average interest rate
n/a
Denial rate
14%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 29 | 21 | $1.2M | $55,000 | n/a | 14% | n/a |
| 2024 | 36 | 20 | $1.8M | $88,000 | n/a | 28% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KY | 21 | $1.2M | $55,000 | n/a | 14% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.