Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Machias Savings Bank
Machias Savings Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
39
-9.3% vs 2024Originations
$10.0M
Loans x average loanAverage loan
$257,051
Average interest rate
7.27%
Denial rate
25%
Home only share
11%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 60 | 39 | $10.0M | $257,051 | 7.27% | 25% | 11% |
| 2024 | 69 | 43 | $7.9M | $184,535 | 7.82% | 32% | 10% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 39 | $10.0M | $257,051 | 7.27% | 25% | 11% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.