Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST NATIONAL BANK
FIRST NATIONAL BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
26
+4.0% vs 2024Originations
$1.8M
Loans x average loanAverage loan
$70,385
Average interest rate
8.5%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 28 | 26 | $1.8M | $70,385 | 8.5% | 0% | 0% |
| 2024 | 30 | 25 | $1.3M | $50,600 | 8.75% | 7% | 4% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AL | 26 | $1.8M | $70,385 | 8.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.