Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST FEDERAL SAVINGS AND LOAN
FIRST FEDERAL SAVINGS AND LOAN
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
33
+22.2% vs 2024Originations
$4.5M
Loans x average loanAverage loan
$137,121
Average interest rate
5.92%
Denial rate
7%
Home only share
3%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 44 | 33 | $4.5M | $137,121 | 5.92% | 7% | 3% |
| 2024 | 35 | 27 | $2.4M | $89,444 | 6.4% | 3% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 23 | $2.7M | $117,609 | 5.9% | 6% | 0% |
| WV | 10 | $1.8M | $182,000 | 5.96% | 8% | 10% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.