Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › COMMUNITY NATIONAL BANK
COMMUNITY NATIONAL BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
22
+83.3% vs 2024Originations
$2.7M
Loans x average loanAverage loan
$122,273
Average interest rate
7.37%
Denial rate
21%
Home only share
5%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 29 | 22 | $2.7M | $122,273 | 7.37% | 21% | 5% |
| 2024 | 15 | 12 | $1.7M | $141,667 | 8.63% | 7% | 8% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VT | 21 | $2.7M | $126,429 | 7.38% | 19% | 0% |
| NH | 1 | $35,000 | $35,000 | 7.25% | 50% | 100% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.