Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Pioneer Federal Credit Union
Pioneer Federal Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
31
+82.4% vs 2024Originations
$4.9M
Loans x average loanAverage loan
$157,258
Average interest rate
7.03%
Denial rate
8%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 38 | 31 | $4.9M | $157,258 | 7.03% | 8% | 0% |
| 2024 | 25 | 17 | $2.3M | $136,765 | 7.32% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ID | 31 | $4.9M | $157,258 | 7.03% | 8% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.