Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › AMERICAN BANK OF OKLAHOMA
AMERICAN BANK OF OKLAHOMA
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
-31.3% vs 2024Originations
$1.5M
Loans x average loanAverage loan
$139,545
Average interest rate
7.53%
Denial rate
32%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 19 | 11 | $1.5M | $139,545 | 7.53% | 32% | 0% |
| 2024 | 23 | 16 | $1.9M | $116,875 | 7.73% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OK | 11 | $1.5M | $139,545 | 7.53% | 32% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.