Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Bank of Utah
Bank of Utah
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
22
+57.1% vs 2024Originations
$4.9M
Loans x average loanAverage loan
$223,182
Average interest rate
6.49%
Denial rate
4%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 26 | 22 | $4.9M | $223,182 | 6.49% | 4% | 0% |
| 2024 | 18 | 14 | $2.8M | $196,429 | 7.17% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| UT | 22 | $4.9M | $223,182 | 6.49% | 4% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.