Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Mid-Continent Funding, Inc.
Mid-Continent Funding, Inc.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
67
+26.4% vs 2024Originations
$14.1M
Loans x average loanAverage loan
$209,925
Average interest rate
6.89%
Denial rate
8%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 119 | 67 | $14.1M | $209,925 | 6.89% | 8% | 0% |
| 2024 | 88 | 53 | $11.3M | $213,679 | 6.49% | 8% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 22 | $4.3M | $196,818 | 6.87% | 8% | 0% |
| NC | 20 | $4.0M | $199,500 | 6.84% | 6% | 0% |
| GA | 7 | $1.9M | $272,143 | 6.91% | 7% | 0% |
| VA | 4 | $910,000 | $227,500 | 6.81% | 17% | 0% |
| SC | 4 | $1.0M | $252,500 | 6.91% | 0% | 0% |
| IN | 2 | $290,000 | $145,000 | 7.19% | 0% | 0% |
| TX | 2 | $460,000 | $230,000 | 6.38% | 0% | 0% |
| MO | 1 | $205,000 | $205,000 | 6.63% | 0% | 0% |
| AR | 1 | $175,000 | $175,000 | 7.38% | 50% | 0% |
| IL | 1 | $125,000 | $125,000 | 6.88% | 0% | 0% |
| AL | 1 | $215,000 | $215,000 | 7.25% | 0% | 0% |
| PA | 1 | $255,000 | $255,000 | 7.75% | 0% | 0% |
| TN | 1 | $195,000 | $195,000 | 7.63% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.