Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Affinity Plus Federal Credit Union
Affinity Plus Federal Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
41
+5.1% vs 2024Originations
$3.5M
Loans x average loanAverage loan
$84,512
Average interest rate
6.72%
Denial rate
19%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 67 | 41 | $3.5M | $84,512 | 6.72% | 19% | 0% |
| 2024 | 65 | 39 | $3.7M | $93,718 | 7.39% | 29% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MN | 40 | $3.4M | $85,500 | 6.72% | 17% | 0% |
| WI | 1 | $45,000 | $45,000 | 6.75% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.