Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › HOMEOWNERS FINANCIAL GROUP, LLC
HOMEOWNERS FINANCIAL GROUP, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
79
+9.7% vs 2024Originations
$15.0M
Loans x average loanAverage loan
$189,557
Average interest rate
6.91%
Denial rate
4%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 115 | 79 | $15.0M | $189,557 | 6.91% | 4% | 0% |
| 2024 | 103 | 72 | $12.8M | $177,917 | 6.94% | 5% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 18 | $3.6M | $198,333 | 6.79% | 3% | 0% |
| AZ | 14 | $4.1M | $290,000 | 6.96% | 5% | 0% |
| MN | 11 | $1.6M | $142,273 | 6.72% | 0% | 0% |
| NC | 8 | $940,000 | $117,500 | 7.84% | 0% | 0% |
| CA | 8 | $2.0M | $246,250 | 6.55% | 0% | 0% |
| FL | 7 | $1.1M | $153,571 | 6.77% | 17% | 0% |
| AL | 6 | $820,000 | $136,667 | 6.5% | 0% | 0% |
| SC | 6 | $750,000 | $125,000 | 7.33% | 13% | 0% |
| TX | 1 | $225,000 | $225,000 | 6.63% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.