Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Bank Iowa
Bank Iowa
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
5
+0.0% vs 2024Originations
$795,000
Loans x average loanAverage loan
$159,000
Average interest rate
6.5%
Denial rate
40%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 10 | 5 | $795,000 | $159,000 | 6.5% | 40% | 0% |
| 2024 | 5 | 5 | $665,000 | $133,000 | 7.17% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IA | 4 | $560,000 | $140,000 | 6.44% | 44% | 0% |
| MN | 1 | $235,000 | $235,000 | 6.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.