Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First Source Federal Credit Un
First Source Federal Credit Un
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
46
+12.2% vs 2024Originations
$3.0M
Loans x average loanAverage loan
$65,870
Average interest rate
7.41%
Denial rate
15%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 65 | 46 | $3.0M | $65,870 | 7.41% | 15% | 0% |
| 2024 | 53 | 41 | $2.9M | $70,854 | 7.4% | 8% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 46 | $3.0M | $65,870 | 7.41% | 15% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.