Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CNB BANK
CNB BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
76
+0.0% vs 2024Originations
$8.7M
Loans x average loanAverage loan
$114,211
Average interest rate
6.53%
Denial rate
8%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 95 | 76 | $8.7M | $114,211 | 6.53% | 8% | 0% |
| 2024 | 99 | 76 | $7.4M | $97,105 | 7.53% | 14% | 5% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 65 | $7.0M | $108,231 | 6.54% | 8% | 0% |
| VA | 4 | $610,000 | $152,500 | 6.41% | 0% | 0% |
| NY | 3 | $405,000 | $135,000 | 6.88% | 29% | 0% |
| OH | 2 | $210,000 | $105,000 | 6.25% | 0% | 0% |
| TN | 1 | $235,000 | $235,000 | 6.13% | 0% | 0% |
| WV | 1 | $185,000 | $185,000 | 6.25% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.