Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Wright Patt Credit Union Inc
Wright Patt Credit Union Inc
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
58
+11.5% vs 2024Originations
$6.4M
Loans x average loanAverage loan
$110,345
Average interest rate
7.47%
Denial rate
14%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 83 | 58 | $6.4M | $110,345 | 7.47% | 14% | 0% |
| 2024 | 71 | 52 | $5.3M | $102,500 | 8.2% | 10% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OH | 56 | $5.8M | $103,571 | 7.51% | 14% | 0% |
| FL | 1 | $195,000 | $195,000 | 7.13% | 0% | 0% |
| TN | 1 | $405,000 | $405,000 | 5.38% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.